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Many people apply for heavy equipment loans and get into heavy equipment operation for a variety of reasons. Often people think it is simply a matter of getting the necessary credentials and there will be a…



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» » Skid steer loans financing

Skid Steer Loans & Financing

Skid Steer

Sometimes known as a skid loader, or skid-steer loader, a skid steer is a small, inflexible-framed machine that contains lift arms. Attachments can be put onto the lift arms to allow for a wider range of construction tasks. Skid steers often have tracks instead of wheels. These are referred to as multi-terrain loaders and can navigate stable and unstable ground. Truck Loan Center specializes in truck leasing and truck loans for your skid steer, regardless of the size or model, from Bobcats to John Deere. We offer the most competitive rates and flexible options designed to fit your individual circumstances, including seasonal payments, low down payments, second chance loan solutions and more. We are the most trusted source for financing in North America and have financed thousands of clients across Canada and the US, from small fleet operators to large construction companies. We pride ourselves on the fact that we are the only truck loan specialist.

How Does a Skid Steer Work?

In general, skid steers have four wheels. The wheels are mechanically locked so that they are synced on each side but still permit the right and left wheels to be driven independently of each other. The driver of the machine turns the left and right wheels at different speeds which lets the skid steer turn. This is called “skidding” and the wheel bearings are strong enough to support the unit without being dragged by torsional forces.

Skid steers are also capable of doing what is called a pirouette turn. This occurs when the vehicle, along with its lift arms, rotates in a complete 360° circle (like a ballerina performing a pirouette).

What is a Skid Steer Used for?

Skid steers can provide construction professionals with many uses such as:

  • Earthmoving and landscaping
  • Stall cleaning (especially in a barn)
  • Asphalt milling
  • Gardening (large scape like a public park and small scape like a backyard)
  • Digging a hole from the inside
  • Ramp digging
  • Excavating in smaller areas with overhead structures (basements, subterranean rooms)

These machines possess the ability to rip up soft or firm ground and can be used to push materials from one area to another by either carrying the materials in its bucket or physically pushing it with an attachment.

What Attachments are Available for This Machine?

Traditional skid steer buckets can be interchanged with an assortment of specific attachments. You can replace a skid steer’s bucket with a backhoe, trencher, snow blower, stump grinder, auger, pallet forks, hydraulic breaker, grapple, cement mixer, wood chipper, tilt, roller, mower, sweeper etc. Due to the nature of the skid steer’s hydraulic-powered system, attachments needed for most construction and building work can be added to the machine. New models feature an automatic changer mechanism that gives the skid steer’s driver the ability to change tools without getting out of the machine.

Is a Special License Required to Operate a Skid Steer?

Yes. Most construction equipment requires training and special licensing in order to be used on a job site. Without proper training in place and an official license, you could be fined or worse, severely injured.

Can Skid Steers be Leased or Rented?

Skid steers are available for purchase, although most companies prefer to lease or rent their equipment. Leasing or renting construction and building equipment can prove beneficial for companies because it is generally the cheaper option. When it comes to truck leasing and truck loans, we are able to provide you with access to rates that you will be unable to find anywhere else due to our many contacts in the industry. If you are just starting out in the industry, our professionals can help you to grow a small fleet. At the end of the day, our industry professionals want to help your business thrive with low rates and without any hassle so that you can be on your way. When your business thrives, so does ours. All we require to complete the loan application process is a completed credit card application, a summary of your industry experience and details regarding the type of truck you are looking to finance.

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